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Security Deposit Laws by State: What Landlords Can (and Can't) Charge in 2026

June 7, 2026 · 6 min read

Security deposits are one of the most contested areas of landlord-tenant law. Renters often don't know their rights; landlords sometimes don't know the limits. Here's a practical breakdown of the rules in the most populous states.

What Security Deposits Are For

Security deposits are held by landlords to cover:

  • Unpaid rent at the end of tenancy
  • Damage to the unit beyond normal wear and tear
  • Cleaning costs if the unit is left in significantly worse condition than at move-in

Normal wear and tear — paint fading, carpet worn by normal use, minor scuffs — cannot be deducted. A landlord cannot charge for repainting because you lived there for 3 years; paint wears naturally over time.

State-by-State Security Deposit Limits

California

Maximum: 1 month's rent (as of April 1, 2024, per AB 12). Return deadline: 21 days after move-out.

New York

Maximum: 1 month's rent. Return deadline: 14 days with itemized statement.

Texas

No statutory limit on deposit amount. Return deadline: 30 days after surrender of the property.

Florida

No statutory limit on deposit amount. Return deadline: 15 days (if no deductions) or 30 days (if claiming deductions, with written notice).

Illinois

No statewide limit, but Chicago's RLTO requires deposits to be held in interest-bearing accounts and caps total amount. Return deadline: 30 days (14 days if deductions with itemized list).

Washington

No statutory limit. Return deadline: 21 days (with itemized statement).

Colorado

Maximum: 2 months' rent. Return deadline: 30 days (60 days if stated in lease).

North Carolina

Maximum: 2 months' rent for month-to-month; 2 months' rent for longer leases. Return deadline: 30 days.

Georgia

No statutory limit. Return deadline: 30 days.

Arizona

Maximum: 1.5 months' rent. Return deadline: 14 business days.

What Landlords Can and Cannot Deduct

Allowable deductions:

  • Unpaid rent
  • Significant cleaning (beyond what a normal end-of-tenancy clean would cost)
  • Damage from pets, children, or accidents that goes beyond normal wear
  • Broken windows, holes in walls, damaged appliances

Not allowable deductions:

  • Normal wear and tear on paint, carpet, or flooring
  • Pre-existing damage documented at move-in
  • Replacing items that were already old or worn when you moved in

Protecting Your Deposit as a Renter

  1. Do a thorough move-in walkthrough and document everything with photos/video
  2. Email your documentation to the landlord the day you move in
  3. Return the unit in the same condition, minus normal wear
  4. Clean thoroughly before your final inspection
  5. Get your forwarding address to the landlord in writing
  6. Follow up in writing if your deposit isn't returned on time

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